They've tried to equalise insurance across the board which just sounds like a ploy to put the majority of policies up on people who wouldn't statistically have an accident.

Hopefully the gov will step in properly soon, they reviewed all this whiplash bullshit the other night because 8% of all insurance premiums go towards paying for this non-injury!

We would all be better off if insurance were cheaper, we might have more money to spend at the shops then and help the economy in a broader fashion, lets face it the number of accidents per daily total of road journeys made must 1 in a couple of million!