Shop around, people say they do but they try compare the meerkat, then maybe adrian flux and thats it.
This year i phoned 14 insurers for direct quotes, and got a few down to £1100 down from an initial quote of £1650. And I have 11 points
If you dont look, you wont get the best price.
Try with and without Mum and/or Dad. Dont assume locked in a garage will be the cheapest option, or that the highest excess will drop the premium etc etc etc