Insurance nutty stuff

[davethetrike]

Just sorting and photcopying paperwork and filing and got in a right tangle

Last years insurers were Ensign quote for insurance £475 through A Flux.
I got muddled because this years insurers are
...Ensign 335 through the Policy shop.

Only difference is Ensign are charging me £300 excess through policy shop and 200 through A Flux

WTF?

[xploitGT]

perhaps the middle man will get ssomething extra should you make a claim. They all run wierd and wacky schemes lol.

[Doctor Stavros]

Just sorting and photcopying paperwork and filing and got in a right tangle

Last years insurers were Ensign quote for insurance £475 through A Flux.
I got muddled because this years insurers are
...Ensign 335 through the Policy shop.

Only difference is Ensign are charging me £300 excess through policy shop and 200 through A Flux

WTF?

policy excesses do make more difference than people think

last year tpft with normal excess (cant have any higher) was somethin like 900 but fully comp was 823 with 1k volountary excess.

madness

EDIT EDIT EDIT


oops 682 versus about 900 sorry

tesco insurance that was


this year i played tesco off against direct line and now got it for 422 fc with 1k excess

[davethetrike]

Ruddy insane if you ask me....
But then no one did

[Doctor Stavros]

Ruddy insane if you ask me....
But then no one did

do u mean insane by having such a high excess? its a 10 yr old punto remember - although to the right user on here i may get the 3k i feel its worth, insurance companies would prob value it at a £1500 to £1800 at best.

i would be happier on tpft if it was cheaper than fully comp, and i'd never claim for my car under the advantavges fully comp gives, as to loose my no claims, would cost me more in the 3 years it would take to earn it back, than the money i would loose on my car, especially as im gonna be lookin to insure this evo 4 soon and the no claims makes a big difference to the premium (with a normal excess i hasten to add)

[Rusty GT]

1k excess how old are you guy's?

[Doctor Stavros]

1k excess how old are you guy's?

im 25

[Superman]

think i have 500excess on 680FC... I dont actually know tbh LOL, maybe i should!

[davethetrike]

do u mean insane by having such a high excess? its a 10 yr old punto remember - although to the right user on here i may get the 3k i feel its worth, insurance companies would prob value it at a £1500 to £1800 at best.

i would be happier on tpft if it was cheaper than fully comp, and i'd never claim for my car under the advantavges fully comp gives, as to loose my no claims, would cost me more in the 3 years it would take to earn it back, than the money i would loose on my car, especially as im gonna be lookin to insure this evo 4 soon and the no claims makes a big difference to the premium (with a normal excess i hasten to add)

Nope the excess makes sense.
Its the fact that the same insurance company ...ensign is £150 dearer for the same policy via Adrian Flux!

[Rusty GT]

Bloody hell im 22, had a 10k claim in feb my insurance is £1000tpft on a R reg GT3 value 3k, with a £250 excess,And i live in london. Think thats High??

im 25

Bloody hell im 22, had a 10k claim in feb my insurance is £1000tpft on a R reg GT3 value 3k, with a £250 excess,And i live in london. Think thats High??[/